TIO Markets
Accounts starting from 20 dollars, MT4 and MT5
FXPARTNER Score
Very Good
TIO Markets offers a four-tier structure ranging from Nano and Standard accounts that can be opened with 20 dollars to the Raw account with raw spreads starting from 250 dollars; all operate on MT4 and MT5. The client dashboard is simple and fast, with crypto deposits and withdrawals completed within minutes. The unlimited leverage offered on the Standard account is a rare feature in the industry — and for the same reason, a feature that must be used carefully. The structural point to know is this: accounts opened from Turkey are linked to the group's offshore company in Comoros, not to the FCA-regulated UK or CySEC-regulated Cyprus company — which is what limits its regulation score.
Regulation and Fund Safety
TIO Markets is licensed by MISA (Komorlar) and SVG (yalnızca şirket kaydı). None of these are Tier-1 authorities (FCA, ASIC, CySEC, DFSA or Central Bank of Ireland) — offshore regulators generally carry lighter capital requirements and do not have an investor compensation scheme behind them, so before depositing money into a live account, it is worth weighing this alongside the strengths below. TIO Markets operates through three separate legal entities, and which entity you sign an agreement with determines your account's level of protection. TIO Markets UK Ltd — England and Wales company registration no 06592025, FCA reference no 488900; offers FSCS protection up to 85,000 pounds for eligible retail clients and serves only UK clients. TIO Markets CY Ltd — Cyprus company registration no HE399709, CySEC license no 429/23; serves European Economic Area clients. TIO Markets Ltd — Mwali International Services Authority (Comoros) license no T2023224, also registered in Saint Vincent and the Grenadines under registration number 24986 IBC 2018; this company is the group's non-EU entity operating via tiomarkets.com. Since Turkey is outside both the United Kingdom and the European Economic Area, accounts opened from here are assigned to this offshore entity rather than the FCA or CySEC regulated entity; therefore, FSCS protection and the CySEC compensation fund do not apply to an account in Turkey. The MISA license is a genuine registration regime, but it is not supervision at the level of the FCA or CySEC. Be sure to check which entity the agreement is signed with when opening an account. Additionally: the FCA issued tiomarkets-trading.com and tiopremarkets.com as clone firm warnings mimicking the TIO name. These are not TIO Markets' own websites — confirm the accuracy of the website address when opening an account.
